Somerville Cottages is bringing 160 new single-family homes to South Chattanooga through a $65 million investment aimed at expanding affordable homeownership opportunities. Located near St. Elmo and downtown Chattanooga, the cottage court community features homes starting at $219,000, low-maintenance living, shared green spaces, and financing options including zero-down-payment programs and down payment assistance for qualifying buyers.

For many Chattanooga homebuyers, the real challenge isn’t just affordability; it’s understanding the full cost of homeownership and where new construction might actually offer a more predictable and sometimes more attainable path forward.

Buying your first home is a momentous occasion, but before you break out the champagne and invite your friends to celebrate, you might realize there are a few purchases that you’ll still need to make before you move in.

Steps to get started on buying your first home with Collier Construction, we do our best to make the process as simple and easy as possible.